C180k (1.6 ltr) or C200 CGI

[Guest PALMER19]

Are these conditions written in your invoices ? For me I don't recall seeing anything to this effect unless it's in the fine prints. My SE did not highlight to me too. I took a 3 yr loan.

[Guest blackmercs]

Anlok wrote:

But my SE said as long as we sell within Loan period, we'll still need to pay back pro rate.

Is the rule 78 across the board.

[Guest Anlok]

blackmercs wrote:

Is the rule 78 across the board.

Meaning what my SE says is true right? Cos I don't see the reason why they want to lie. Initially when I ask about the lock in period, she also said 2 years but when I pressed further, she then told me about the pro rate.

[Guest vincemerz]

Anlok wrote:

But my SE said as long as we sell within Loan period, we'll still need to pay back pro rate.

All is written in the loan.. Read carefully.

Usually first 2 years is no pro rate.

After the 2nd year then will start pro rate.

So if u plan to hold less than 2 years, whatever super high overtrade is all fake..

[Guest arsenal]

Paiseh of OT abit!

Anyone here knows when the FL-W204 going to touch down SGP?

Understand all FL-W204s come 7 speed auto with new interior and I think C & C won't bring in FL-W204s with COMAND APS, Xenon and other goodies for C250 and below. Latest BMW, Audi and Lexus even VW also got liao...these features are considered standard package for modern car.

[Guest chiaster]

Yes, "standard package for modern car".

But do these cars have the prestige of wearing the 3-point silver star on their ride???

No!

Those other brands need to throw in all those things to make up for what they lack in terms of brand status. Heck, even the new Kias have all these new features.

Don't forget the tagline under the Mercedes-Benz brand: "The best or nothing"

arsenal wrote:

Paiseh of OT abit!

Anyone here knows when the FL-W204 going to touch down SGP?

Understand all FL-W204s come 7 speed auto with new interior and I think C & C won't bring in FL-W204s with COMAND APS, Xenon and other goodies for C250 and below. Latest BMW, Audi and Lexus even VW also got liao...these features are considered standard package for modern car.

[Guest poolfan]

arsenal wrote:

Paiseh of OT abit!

Anyone here knows when the FL-W204 going to touch down SGP?

Understand all FL-W204s come 7 speed auto with new interior and I think C & C won't bring in FL-W204s with COMAND APS, Xenon and other goodies for C250 and below. Latest BMW, Audi and Lexus even VW also got liao...these features are considered standard package for modern car.

I doubt anyone would be able to advise you on the exact date of the arrival of the FL-204s. Even if C&C has the date, they will not tell you as they should have problem to sell the existing stock. Perhaps one tell tale sign is that they started to have a promo on the current model.

As for specs, it is hard to tell as well as Singapore seems to be the few in the world that is having the 1.6 BE with 5-Speed auto. In Europe, the 1.6 BE is supplied with only the manual gear. C&C will put in the specs to meet the local preferences and it would be interesting to see what specs they will bring in for the FL W204. Knowing the consumers behaviour in Singapore about price, OMV is also a important factor as they are unlikely to "over spec" the car.

[Guest vincemerz]

Ya!

The prestige of the 3 pointed star is really the best or nothing!

poolfan wrote:

I doubt anyone would be able to advise you on the exact date of the arrival of the FL-204s. Even if C&C has the date, they will not tell you as they should have problem to sell the existing stock. Perhaps one tell tale sign is that they started to have a promo on the current model.

As for specs, it is hard to tell as well as Singapore seems to be the few in the world that is having the 1.6 BE with 5-Speed auto. In Europe, the 1.6 BE is supplied with only the manual gear. C&C will put in the specs to meet the local preferences and it would be interesting to see what specs they will bring in for the FL W204. Knowing the consumers behaviour in Singapore about price, OMV is also a important factor as they are unlikely to "over spec" the car.

chiaster wrote:

Yes, "standard package for modern car".

But do these cars have the prestige of wearing the 3-point silver star on their ride???

No!

Those other brands need to throw in all those things to make up for what they lack in terms of brand status. Heck, even the new Kias have all these new features.

Don't forget the tagline under the Mercedes-Benz brand: "The best or nothing"

[Guest mile]

FL W204 is not even officially launched in Europe yet. It will be launched officially during Geneva Motor Show in 2nd week of March.

Usually between official launch and launch in Singapore, it is about 3 months difference. So, i assume C&C will start to push the existing stock W204 off the shelf by late march... probably clear all by June, that's when the FL W204 will be brought in.

Above time line is my speculation.

In fact i know a lot of premium car makers take Singapore market quite seriously. Therefore, make their latest models available as soon as it's officially launched in Europe. Like the W212 E, F10 5er, Ferrari 458 Italia, Rolls Royce Ghost, un-named not yet launched Murcielago replacement Lambo giving prospective clients sneak peek.... and McLaren MP4-12C ... Singapore is one of the few places to have it first.

[Guest Anlok]

vincemerz wrote:

All is written in the loan.. Read carefully.

Usually first 2 years is no pro rate.

After the 2nd year then will start pro rate.

So if u plan to hold less than 2 years, whatever super high overtrade is all fake..

That's what I mean. Full pay back if sell within 2 years & pro rate if sell within Loan period. So as good as we're still servicing the loan, we can't sell without paying them back whatever amount.

[Guest NewC180]

vincemerz wrote:

All is written in the loan.. Read carefully.

Usually first 2 years is no pro rate.

After the 2nd year then will start pro rate.

So if u plan to hold less than 2 years, whatever super high overtrade is all fake..

I think you guys got confused between "overtrade" and "cash/interest rebates from bank loan".

From my limited knowledge:

1. Overtrade: Most ADs do not want to give outright discounts from their price lists. So instead of showing a discount on their invoice, they buy your existing car from you at above the market rate. Eg. The price that they offer you for your old car is say 80k, but eventually they bought from you at 85k. The 5k extra is the overtrade. Overtrade can range from a few k to above 10k, depending on nego and how much they want your sales. If you sell your car within the loan period, the overtrade is not affected and is out of the equation. Overtrades are just discounts simply.

2. Cash/Interest rebate from bank loan: This is hard cash given back to you by the bank, not the car seller, for taking a loan from them at a higher interest rate. Salesmen has a cut too if I'm not wrong. If you sell your car within loan period, you have to pay back part of this cash rebate.

Rule 78 is another thing altogether. Let say if you borrow 100k for a car loan at 2% per annum for 5 years. Interest payable is 100k x 2% x 5 yrs = 10k. If you sell off your car say after 2 yrs, which means logically you should not pay for the remaining 3 yrs interest, under Rule 78, you still have to pay for part of the remaining 3 yrs interest to the bank, something like compensating the bank for their loss of income due to you terminating your loan earlier. Read the following that explains better than me:

http://www.sgcarmart.com/news/writeup.php?AID=61

My 2 cts.

[Guest arsenal]

chiaster wrote:

Yes, "standard package for modern car".

But do these cars have the prestige of wearing the 3-point silver star on their ride???

No!

Those other brands need to throw in all those things to make up for what they lack in terms of brand status. Heck, even the new Kias have all these new features.

Don't forget the tagline under the Mercedes-Benz brand: "The best or nothing"

vincemerz wrote:

Ya!

The prestige of the 3 pointed star is really the best or nothing!

Noted, next car buy Mercedes or no car...........whahahahahahahahaha

[Guest blackmercs]

NewC180 wrote:

I think you guys got confused between "overtrade" and "cash/interest rebates from bank loan".

From my limited knowledge:

1. Overtrade: Most ADs do not want to give outright discounts from their price lists. So instead of showing a discount on their invoice, they buy your existing car from you at above the market rate. Eg. The price that they offer you for your old car is say 80k, but eventually they bought from you at 85k. The 5k extra is the overtrade. Overtrade can range from a few k to above 10k, depending on nego and how much they want your sales. If you sell your car within the loan period, the overtrade is not affected and is out of the equation. Overtrades are just discounts simply.

2. Cash/Interest rebate from bank loan: This is hard cash given back to you by the bank, not the car seller, for taking a loan from them at a higher interest rate. Salesmen has a cut too if I'm not wrong. If you sell your car within loan period, you have to pay back part of this cash rebate.

Rule 78 is another thing altogether. Let say if you borrow 100k for a car loan at 2% per annum for 5 years. Interest payable is 100k x 2% x 5 yrs = 10k. If you sell off your car say after 2 yrs, which means logically you should not pay for the remaining 3 yrs interest, under Rule 78, you still have to pay for part of the remaining 3 yrs interest to the bank, something like compensating the bank for their loss of income due to you terminating your loan earlier. Read the following that explains better than me:

http://www.sgcarmart.com/news/writeup.php?AID=61

My 2 cts.

good write out machiam scholar level.

[Guest PALMER19]

woofie wrote:

hi guys,

Torn between this 2 models, any feedback on the C180K 1.6 Ltr?

any good advise?

So did Woofie eventually get his car ?

[Guest PALMER19]

The latest C&C listed price for C180k bumped up to $172k. This would have been good enough to get a C200 a couple of months back. Wonder what kind of OT n SC they are given out now ?

[Guest vincemerz]

So how much is the real price after discounts on the c200 cgi?

[Guest upcoming]

think depending on the sales guy ba and the window. I have a friend who over the weekend, was still able to secure at the price before COE went up. If I am not wrong 154k thereabouts or slightly lesser for c180K with overtrade and extra discounts, 1.88% iHP loan and no silly cashback gimmick.

[Guest PALMER19]

$13k discount, that's huge ! Might have more for C200, but I think the price should be about $200k after all the discounts.

[Guest woofie]

yes yes.. i bought the C180K...

[Guest PALMER19]

woofie wrote:

yes yes.. i bought the C180K...

Congratulations ! What were your reasons for picking C180k over C200 ? Secured a good deal ?

Have fun driving !

[Guest woofie]

PALMER19 wrote:

Congratulations ! What were your reasons for picking C180k over C200 ? Secured a good deal ?

Have fun driving !

the amount... i think i have got a good deal...

[Guest rssid]

Now you got your ride time to mod mod mod muhahhaha

[Guest chiaster]

Share the details of your deal so that those thinking about buying can benefit too!

woofie wrote:

the amount... i think i have got a good deal...

[Guest upcoming]

Up to last week the best deals my family n family friends got was 146 to 154k for the c180. Important to note that one shouldn't take face value when told it's the best deal need to ask them lay down cards n explain what discounts given. N yes interest rebate makes a difference but note it's repercussions

[Guest upcoming]

Ohh and e-cabrio brothers may wish note it was 250 for e200 cab and e250 cab was 274k . For those bros who wish to know. Saloon I din ask cos none of us got that